My cousin Fred got himself into a bit of a serious situation after a night at a local nightclub. Apparently, he had a few too many drinks and even though his friends told him that he should not drive his car, he did. He had about a 10 mile drive to his house. Nevertheless, only a few minutes after he left the nightclub he was involved in an accident.
Fortunately, there were no serious injuries on either side but my cousin Fred did spend the night in jail and was later charged with a DUI. He got himself a very expensive lawyer and tried to beat the charge but he had a blood alcohol level of 0.12 percent. This is a very high level and the jury voted unanimously that my cousin was guilty.
A First Offence
Every state in the United States of America has different rules and regulations for people who have been charged with a DUI. Since this was my cousinís first offense he was given a $5000 fine and 90 hours of community work. He also had to apologize to the victim and pay for any damages to his car and medical bills for his injuries.
This one-time offense really made an impression on my cousin and he never again drove his vehicle while under the influence of alcohol. My cousin is a contractor and requires his truck to perform his job. He knew that he would also require auto insurance but he was a little bit apprehensive about whether any auto insurance company would cover him.
A Shock at the Insurance Agency
He was very surprised to learn that there is an auto insurance company that provides auto insurance for first-time offenders. Most auto insurance companies will not provide this type of insurance or if they do they will charge you an arm and a leg. According to one Calgary car insurance company, the costs can be as high as $7,000 per year for insurance after a DUI or more. The company he chose however was very reasonable with their monthly premium payments for the auto insurance policy and my cousin was able to afford it.
The insurance company did not penalize my cousin by withholding any of the benefits that it offered other safe drivers. For example, they had a benefit in their standard policy of bringing a person a rental car if ever their car was damaged in an accident. When the car has been repaired, the insurance company would deliver the car and pick up the rental car. This awesome benefit is also part of my cousinís insurance policy. They did not withhold this benefit because of his prior DUI charge.
There are not many insurance companies in the entire country that are as accommodating as this one. The majority of their minor claims are handled over the phone. If you choose one of their Gold Medal Repair Shops they will provide you with a lifetime guarantee on any repairs.
This company will go the extra mile to make sure that you are completely satisfied, even if you were unfortunate on one occasion to receive a DUI. Obviously, each policy and its protection will depend on specific conditions and terms of the insurance policy chosen. If you are wondering what the cost may be to you after an impaired driving charge, go here to find out more.